The True Cost of Minimum Payments: Why Most People Stay in Debt for Decades
When it comes to paying credit card bills, the minimum payment looks like a silver lining because it provides cardholders the option to pay only the bare minimum amount. By choosing the minimum payment path, a person risks turning short-term borrowing into a lifetime of debt. This area of personal finance is filled with misconceptions, and it is keeping millions of Americans in a debt cycle almost impossible to break without professional help.
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